Concrete is the native base protocol to generate credit products and derivatives. It additionally opens the gateway to build an entirely new set of financial primitives for on-chain assets using Concrete as the base layer of compute. At launch, Concrete will serve users across money markets such as Aave, Compound, Silo, and Radiant, regularly adding both established and emerging lenders.
Concrete
|
DeFi、Lending
| | On Chain Debt & Credit System |
470
|
210
|
Gondor is a decentralized protocol that allows users to borrow against their Polymarket positions and trade with 2x leverage.
Gondor
|
DeFi、Lending
| -- | DeFi layer for prediction markets |
191
|
189
|
World Liberty Financial is a DeFi project supported by the Donald Trump family. Its mission is to "make cryptocurrencies and America great by promoting the mass adoption of stablecoins and decentralized finance". World Liberty Financial will first be launched as a market for cryptocurrency lending using Aave infrastructure, and will launch its governance token WLFI and stablecoin USD1. Unlike other governance tokens such as UNI and MKR, WLFI does not provide economic rights.
World Liberty Financial
|
DeFi、Lending、Stablecoin Protocol
| -- | Crypto Lending Platform |
2K
|
169
|
Aave is a decentralized finance protocol for borrowing and lending, where users can participate as depositors or borrowers. Depositors provide liquidity to the market to earn a passive income, while borrowers are able to borrow in an overcollateralized (perpetually) or undercollateralized (one-block liquidity) fashion. AAVE is used as the center of gravity of Aave Protocol governance, allowing users to vote and decide on the outcome of Aave Improvement Proposals (AIPs). Additionally, AAVE can be staked within the protocol's Safety Module to provide security/insurance to the protocol and depositors. Stakers earn staking rewards and fees from the protocol.
Aave
|
DeFi、Lending、Stablecoin Protocol
| | Decentralized lending-borrowing protocol |
3K
|
156
|
Kyo Finance is a liquidity center on Soneium. The configurable liquidity pool system accepts not only ERC-20 tokens, but all types of on-chain assets including but not limited to ERC-721&1155.
Kyo Finance
|
DeFi、Lending
| | Liquidity Hub on Soneium |
118
|
121
|
Aerodrome Finance is a next-generation AMM designed to serve as Base's central liquidity hub, combining a powerful liquidity incentive engine, vote-lock governance model, and friendly user experience. Aerodrome inherits the latest features from Velodrome V2. Aerodrome NFTs vote to distribute token emissions and receive incentives and fees generated by the protocol.
Aerodrome
|
DeFi、DEX、Lending
| | A central trading and liquidity marketplace on Base |
993
|
121
|
Scallop is the pioneering Next Generation Money Market for the Sui ecosystem. By emphasizing institutional-grade quality, enhanced composability, and robust security, we are dedicated to building a dynamic money market that offers high-interest lending, low-fee borrowing, AMM, and asset management tool on a unified platform and offering an SDK for professional traders.
Scallop
|
DeFi、Lending
| | Money Market for the Sui Ecosystem |
440
|
121
|
Syrup is a decentralized protocol that extends Maple’s expertise in institutional digital asset lending to offer broad access to high quality, secure yields. Syrup enables users permissionless access to secured, institutional lending for the first time. By depositing USDC into the platform, users receive LP tokens (syrupUSDC) and begin earning yield immediately. All of the yield generated by Syrup is sourced from secured loans to the largest institutions in crypto, fully collateralized with digital assets.
Syrup
|
DeFi、Lending、Institutional DeFi
| | Institutional Yield with DeFi access |
208
|
120
|
LayerBank is a non-custodial lending platform, gives users yield oosting and revenue sharing service. Additionally, the platform offers an automated buyback and burn system for its governance token $LAB.
LayerBank
|
DeFi、Lending
| | Non-custodial Lending Platform |
383
|
110
|
Folks Finance is a capital markets protocol for borrowing and lending, built on top of Algorand. Users can deposit assets to accumulate yield, take loans by providing collateral, swap assets via Folks Router, and participate in Algorand Governance through gALGO and xALGO assets.
Folks Finance
|
DeFi、Lending
| | Capital markets protocol for borrowing and lending |
380
|
107
|
CreatorFi is an Avalanche-based platform that provides stablecoin credit to digital content creators. CreatorFi is reshaping how creators access funding by directly integrating financial instruments into the platforms they already use, offering them seamless, fast, and flexible access to future earnings.
CreatorFi
|
DeFi、Lending、Creator Economy
| | Stable coin lending platform |
54
|
104
|
Sky is a decentralized financial system whose native currencies USDS and SKY are upgraded versions of DAI and MKR. Other products include Sky Savings Rate, Sky Token Rewards and Staking Engine, and SkyLink connects the Ethereum mainnet and Layer 2 network.
Sky
|
DeFi、Lending、RWA、Stablecoin Protocol
| | Decentralized lending platform |
3K
|
98
|
Lista DAO is a decentralized stablecoin lending protocol powered by LSDfi. Users can undergo staking and liquid staking on Lista, as well as borrow lisUSD against a variety of decentralized collateral. Lista aims to position lisUSD as the number one stablecoin in the crypto space, leveraging on innovative liquid staking solutions.
Lista DAO
|
DeFi、Lending、LSD、Stablecoin Protocol
| | Open-source liquidity protocol for borrowing and earning yield |
671
|
97
|
Venus Protocol is a decentralized lending platform that lives on the BNB Chain. At its core, Venus is a money market protocol that enables lenders to generate yield on their tokens by providing loans, and borrowers to take out loans using $XVS and a variety of other currencies as collateral.
Venus
|
DeFi、Lending
| | Decentralized lending platform |
673
|
97
|
Aria is a combining RWA and IP platform that focused on compliant tokenization and fractionalization of RWIP, unlocking liquidity for RWIP via secondary exchange and lending markets. Aria allowing distributed ownership and decision making, remixing and derivative works to add revenue streams.
Aria
|
DeFi、Lending、RWA
| | Combining RWA and IP platform |
367
|
94
|
Huma Finance is a PayFi network powers financing of global payments, with instant access to liquidity anywhere, anytime.
Huma Finance
|
DeFi、Lending、RWA、Payment
| -- | PayFi network |
717
|
93
|
Avalon Labs is a BTCFi protocol aims to increase the use of Bitcoin within its platform by allowing users to unlock the value of their holdings by using them as collateral to obtain USDa. Avalon Labs also offers financial products such as Bitcoin-backed loans, interest-bearing savings accounts, and a credit card.
Avalon Labs
|
DeFi、Lending、Stablecoin Protocol
| | Omnichain Liquidity for BTCFi |
625
|
91
|
Spark is a DeFi lending protocol centered around the DAI stablecoin. It is a software fork of the leading lending protocol, Aave's Version 3, which integrates direct lending capabilities within MakerDAO. Through Spark, users can obtain DAI loans using assets such as Ether (ETH), staked Ether (stETH), and DAI.
Spark Protocol
|
DeFi、Lending
| | Lending Market |
764
|
89
|
Yala connects Bitcoin liquidity with a meta yield stablecoin. Designed as both a potent asset and a liquidity enhancer, the stablecoin, yU, operates across various ecosystems, increasing efficiency without the need for bridges or relocating the underlying Bitcoin. Yala empowers Bitcoin holders and ecosystem participants with expanded utility, all while maintaining the security of Bitcoin’s infrastructure.
Yala
|
DeFi、Lending、Stablecoin Protocol
| | Bitcoin Lending Protocol |
494
|
86
|
Flying Tulip is an intelligent trading protocol that adapts to market conditions, giving users better execution, higher returns, and integrated DeFi in one platform. Users can access spot, leverage, and perpetual trading from a single liquidity pool without moving funds across different protocols.
Flying Tulip
|
DeFi、DEX、Lending、Derivatives、Options、Perp
| | Intelligent trading protocol |
596
|
83
|
Morpho is a lending protocol that combines the liquidity pool model used by Compound or AAVE with the capital efficiency of peer-to-peer matching engines used in order books. Morpho-Compound improves Compound by providing the same user experience, liquidity, and liquidation parameters, but with an increased APY due to peer-to-peer matchings.
Morpho
|
DeFi、Lending
| | Decentralized lending-borrowing protocol |
1K
|
83
|
Yei Finance is a decentralized money market on Sei. Yei Finance is also developing the liquidity protocol Clovis to unify cross-chain decentralized liquidity, enabling users' assets to be used for lending, exchanging, and bridging any chain, thereby effectively transforming every deposit into stacked yields across multiple products.
Yei Finance
|
DeFi、Lending
| | Money Market on Sei Network |
204
|
82
|
BlockStreet is the first DeFi protocol built for tokenized stock utility, delivering decentralized lending, leverage, and yield opportunities .
Block Street
|
DeFi、Lending、RWA、Digital Securities
| -- | DeFi protocol built for tokenized stock utility |
190
|
81
|
Rhea Finance is a decentralized, non-custodial platform that offers pool-based interest rates. It allows users to supply assets to earn interest and to borrow against them to gain access to liquidity. Rhea Finance was formed from the merger of Burrow and Ref Finance.
Rhea Finance
|
DeFi、Lending
| | Decentralized lending-borrowing protocol |
480
|
78
|
River is building a chain-abstracted stablecoin system, connecting assets, liquidity, and returns across multiple blockchains. Through its core stablecoin, satUSD, users can achieve returns, leverage, and scale across diverse ecosystems. River's key feature is its pioneering omni-CDP module, allowing users to collateralize assets on chain A and mint satUSD on chain B—all without requiring cross-chain asset bridging.
River
|
DeFi、Lending、Stablecoin Protocol
| | Chain Abstraction Stablecoin System |
407
|
77
|
Edel Financea is a decentralized, non-custodial lending protocol built on the Ethereum Virtual Machine, specifically designed to handle tokenized equities and other Real-World Assets (RWAs). The platform aims to recapture revenue typically taken by financial intermediaries by allowing users to earn yield on idle stocks through automated lending pools and to borrow cash using their crypto and tokenized assets as over-collateralized security.
Edel Finance
|
DeFi、Lending、RWA
| | Non-custodial lending protocol |
103
|
76
|
Divine is a progressive lending system that aims to create an under-collateralized mortgage process for the people who lack access to credit.
Divine
|
DeFi、Lending、Credit Lending
| -- | Progressive lending system |
195
|
74
|
JustLend is a TRON-powered coin market protocol, aiming to set up fund pools with interest rates determined by an algorithm based on the supply and demand of TRON assets.The protocol is the stablecoin USDJ and is the issuing platform.
JustLend
|
DeFi、Lending
| | Decentralized lending-borrowing protocol |
219
|
74
|
Spiko is a tokenization platform to issue, manage and distribute securities on distributed ledger technologies. The first securities tokenized through Spiko are the fully-licensed tokenized money market funds, accessible via any Web3 wallet compatible with the Ethereum virtual machine.
Spiko
|
DeFi、Lending、RWA、Digital Securities
| | Mutual funds and capital markets on-chain |
121
|
73
|
Infinex is a new crypto application launched by Synthetix, providing access to a variety of on-chain protocols, services and applications. It is unmanaged and uses a new security architecture centered on on-chain smart accounts and keys. Infinex was previously a decentralized perpetual protocol.
Infinex
|
DeFi、DEX、Lending、Derivatives
| | Crypto app designed for humans |
1K
|
72
|