Rhea Finance is a decentralized, non-custodial platform that offers pool-based interest rates. It allows users to supply assets to earn interest and to borrow against them to gain access to liquidity.

Ebisu Finance is a high-yield stablecoin protocol that allows users to borrow dollar-denominated credit in liquid remortgage tokens (LRT) via decentralized stablecoins.

Spark is a DeFi lending protocol centered around the DAI stablecoin. It is a software fork of the leading lending protocol, Aave's Version 3, which integrates direct lending capabilities within MakerDAO. Through Spark, users can obtain DAI loans using assets such as Ether (ETH), staked Ether (stETH), and DAI.

Huma Finance is a PayFi network powers financing of global payments, with instant access to liquidity anywhere, anytime.

Aave is a decentralized finance protocol for borrowing and lending, where users can participate as depositors or borrowers. Depositors provide liquidity to the market to earn a passive income, while borrowers are able to borrow in an overcollateralized (perpetually) or undercollateralized (one-block liquidity) fashion. AAVE is used as the center of gravity of Aave Protocol governance, allowing users to vote and decide on the outcome of Aave Improvement Proposals (AIPs). Additionally, AAVE can be staked within the protocol's Safety Module to provide security/insurance to the protocol and depositors. Stakers earn staking rewards and fees from the protocol.

Euler is a non-custodial, permissionless lending protocol that helps users to earn interest on their crypto assets or hedge against volatile markets without the need for a trusted third-party. The protocol features a number of innovations, including permissionless lending markets, reactive interest rates, protected collateral, MEV-resistant liquidations, multi-collateral stability pools, and much more.

Syrup is a decentralized protocol that extends Maple’s expertise in institutional digital asset lending to offer broad access to high quality, secure yields. Syrup enables users permissionless access to secured, institutional lending for the first time. By depositing USDC into the platform, users receive LP tokens (syrupUSDC) and begin earning yield immediately. All of the yield generated by Syrup is sourced from secured loans to the largest institutions in crypto, fully collateralized with digital assets.

Saros is a comprehensive DeFi product suite based on Solana that aims to become the infrastructure of the financial market and provide users with daily financial management services such as wallets, exchanges, and payments.

Dolomite is a next-generation margin trading and lending protocol.

Centrifuge is a decentralized asset finance protocol that unlocks liquidity for real-world assets. Borrowers can finance their real-world assets without banks or other intermediaries, bridging them into Decentralized Finance (DeFi) to reduce the cost of capital for SMEs and provide DeFi investors with a stable source of yield that is uncorrelated from volatile crypto assets. Tinlake is Centrifuge's investment app, acting as an open marketplace of real-world asset pools. Investors can browse the pools provided by Asset Originators and invest in the ones that best suit them. Centrifuge Chain is the home for real-world assets (RWA) on the blockchain. It is a Proof-of-Stake blockchain built on Substrate that enables users to bring their assets on-chain as non-fungible tokens (NFTs).

Aerodrome Finance is a next-generation AMM designed to serve as Base's central liquidity hub, combining a powerful liquidity incentive engine, vote-lock governance model, and friendly user experience. Aerodrome inherits the latest features from Velodrome V2. Aerodrome NFTs vote to distribute token emissions and receive incentives and fees generated by the protocol.

Zeru is a 100% onchain credit infrastructure with integrated defi money markets. The borrowed capital can be deployed with up to 15x leverage into top defi strategies. With good behavior and reputation, the ability of the user to take a zero-collateral loan and leverage increases.

Yala connects Bitcoin liquidity with a meta yield stablecoin. Designed as both a potent asset and a liquidity enhancer, the stablecoin, yU, operates across various ecosystems, increasing efficiency without the need for bridges or relocating the underlying Bitcoin. Yala empowers Bitcoin holders and ecosystem participants with expanded utility, all while maintaining the security of Bitcoin’s infrastructure.

Morpho is a lending protocol that combines the liquidity pool model used by Compound or AAVE with the capital efficiency of peer-to-peer matching engines used in order books. Morpho-Compound improves Compound by providing the same user experience, liquidity, and liquidation parameters, but with an increased APY due to peer-to-peer matchings.

Avon is a composable order book-based lending framework.

Sky is a peer-to-contract lending platform that enables over-collateralized loans by locking Ether in a smart contract and minting Dai, a stablecoin pegged to the US dollar. Dai's stability is achieved through a dynamic system of collateralized debt positions, autonomous feedback mechanisms, and incentives for external actors. The project has been rebranded as Sky.

HyperLend is a digital asset lending platform that aims to enhance efficiency in lending and borrowing cryptocurrencies. It uses Hyperliquid's EVM Blockchain to perform financial services with maximum security, transparency, and liquidity. The plan is to go even beyond into other arenas such as options and spot margin trading on Hyperliquid DEX in the future.

World Liberty Financial is a DeFi project supported by the Donald Trump family. Its mission is to "make cryptocurrencies and America great by promoting the mass adoption of stablecoins and decentralized finance". World Liberty Financial will first be launched as a market for cryptocurrency lending using Aave infrastructure, and will launch its governance token WLFI and stablecoin USD1. Unlike other governance tokens such as UNI and MKR, WLFI does not provide economic rights.

Navi is a Native One-Stop Liquidity Protocol on Sui. It enables users to participate as liquidity providers or borrowers within the Sui Ecosystem. Liquidity providers supply assets to the market, earning passive income through yields, while borrowers have the flexibility to obtain loans for different assets. With its focus on providing essential DeFi infrastructure, Navi aims to be a key player in the rapidly evolving world of DeFi in the Sui Ecosystem The protocol's innovative features, such as Automatic Leverage Vaults and Isolation Mode, enable users to leverage their assets and access novel trading opportunities with minimized risks. NAVI's design provides support for digital assets at different risk levels, while its advanced security features ensure the protection of user funds and the mitigation of systemic risks.

Credix is a decentralized credit platform that gives borrowers in emerging countries access to previously untapped capital. Credix works directly with local borrowers such as FinTech lenders to provide them with capital at attractive interest rates, so they can use the funds for lending purposes. Investors can access these securitized and high-yield opportunities through the platform. Accredited investors (hedge funds, private equity, etc.) can invest in credit deals directly or diversify their risk by investing in liquidity pools.

HypurrFi is a decentralized, non-custodial liquidity protocol that user can deposit one of the featured assets and amount, and loan to the HypurrFi pool with yield based on market borrowing demand.

Sky is a decentralized financial system whose native currencies USDS and SKY are upgraded versions of DAI and MKR. Other products include Sky Savings Rate, Sky Token Rewards and Staking Engine, and SkyLink connects the Ethereum mainnet and Layer 2 network.

River is building a chain-abstracted stablecoin system, connecting assets, liquidity, and returns across multiple blockchains. Through its core stablecoin, satUSD, users can achieve returns, leverage, and scale across diverse ecosystems. River's key feature is its pioneering omni-CDP module, allowing users to collateralize assets on chain A and mint satUSD on chain B—all without requiring cross-chain asset bridging.

Lista DAO is a decentralized stablecoin lending protocol powered by LSDfi. Users can undergo staking and liquid staking on Lista, as well as borrow lisUSD against a variety of decentralized collateral. Lista aims to position lisUSD as the number one stablecoin in the crypto space, leveraging on innovative liquid staking solutions.

JustLend is a TRON-powered coin market protocol, aiming to set up fund pools with interest rates determined by an algorithm based on the supply and demand of TRON assets.

Ducat is a decentralized stablecoin protocol native to Bitcoin L1. The Protocol's governance token, DUCAT, is a Bitcoin-native governance token in the form of Bitcoin Runes. Governance will be enabled via zero-knowledge proof circuits memorialised on Bitcoin ordinal inscriptions.

Compound is a decentralized lending platform that enables users to borrow or lend from a pool of assets without permission. Interest rates are determined algorithmically based on the proportion of assets lent out. In the summer of 2020, the liquidity mining activity launched by Compound triggered the explosion of the DeFi market.

Spiko is a tokenization platform to issue, manage and distribute securities on distributed ledger technologies. The first securities tokenized through Spiko are the fully-licensed tokenized money market funds, accessible via any Web3 wallet compatible with the Ethereum virtual machine.

TrueFi is an uncollateralized lending protocol powered by on-chain credit scores, maximizing capital efficiency for borrowers and earning rates for lenders.

Sentiment is a DeFi protocol designed to unlock capital efficiency through innovative liquidity markets. It offers a unique approach for lenders and borrowers to maximize the utility of their capital. Sentiment enables borrowing of up to 500% LTV through delegated ownership accounts, mitigating solvency risk for lenders and maximizing capital efficiency for borrowers in a non-custodial and trustless manner.