Ponto is a regulated payment network infrastructure that enables global enterprises to provide financial services to their customers. To support neobanks, wallets, and mobile financial experiences being built around the world, Ponto provides regulatory infrastructure and APIs for developers creating global banking and payments products based on decentralized finance. By simplifying settlement, liquidity, compliance, and risk management, Ponto's bank-grade solution facilitates borderless asset interoperability across blockchains and local currencies.