FDIC proposes application process for banks to issue stablecoins through subsidiaries

Dec 17, 2025 01:03:59

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The Federal Deposit Insurance Corporation (FDIC) has approved a proposed rule to establish an application process for banks to issue stablecoins through subsidiaries, initiating a 60-day public comment period. This is the first formal rulemaking proposal following the passage of the "GENIUS Act" - the American Stablecoin Innovation Act.

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