AINFT launches AI Agent "Financial Operating System," empowering AI Agent to access smart trading network with one click

The evolution of AI in the past year continues to refresh our imagination: the smoke of the hundred-model battle has not yet cleared, AI Agent applications are sweeping in, and the emergence of OpenClaw has pushed this carnival to its peak. However, one awkward fact remains unresolved: whether it's a programming-capable large model or an AI Agent that can manipulate interfaces, they can help you generate content and operate software, but they cannot complete payments for you; they can retrieve vast amounts of data but cannot execute a real transaction. To truly bring AI Agents to the ground, the flow of funds must be connected.

To this end, the AI-native platform AINFT within the TRON ecosystem has officially launched the new infrastructure for AI Agents—Bank of AI, designed to create a "financial operating system" specifically for AI Agents, committed to enabling every AI Agent to truly possess complete financial capabilities.

The mission of AINFT is not to reinvent the wheel but to provide a "plug-and-play" financial SDK. It not only deeply integrates the x402 payment protocol and the on-chain identity verification protocol 8004 but also introduces the AI large model service interface standard MCP Server, AI model extension capabilities Skills, and OpenClaw Extension components. Developers only need a few lines of code to enable AI Agents to access complete financial capabilities such as automatic payments, on-chain identity, and DeFi operations, achieving a complete closed loop from "decision-making" to "on-chain transactions."

As of now, the AINFT platform has surpassed 420,000 users. Its AI aggregation platform gathers the world's top AI large models, and with the launch of the new infrastructure for AI Agents, AINFT is forming a dual-driven pattern of "aggregated AI capabilities + intelligent financial foundation." When the most cutting-edge large model capabilities intersect with complete on-chain financial capabilities, AINFT and the TRON ecosystem are jointly paving the way for a global intelligent trading network where AI intelligence, data, and funds can flow freely.

AINFT AI Agent New Infrastructure: Building a Complete Financial Capability Matrix for AI Agents from Payments to Wealth Management

To understand the value of AINFT's AI Agent new infrastructure, one must first examine the survival paradox faced by current AI Agents. In the existing internet architecture, while AI Agents possess information processing and execution capabilities that surpass humans, they remain "incapable persons" in economic terms: AI Agents do not have bank accounts, do not have identities, cannot independently participate in economic activities, and cannot generate returns on idle funds; they can only play the role of "tools," which greatly limits the potential and commercial closed loop of AI Agents.

AINFT's mission is to break this shackles.

As a leading Web3 native AI platform within the TRON ecosystem, AINFT has completed the first step: connecting mainstream AI large models. The platform supports top global AI large models such as ChatGPT, Claude, and Gemini, and opens up calling capabilities to developers and AI Agents through standardized API interfaces, allowing every AI Agent to easily possess the "strongest brain."

However, giving AI a "brain" is just the prologue. To truly integrate these intelligent agents into the digital economy, they must have their own "economic identity," "payment capabilities," and "wealth management capabilities." To this end, AINFT officially launched the one-stop AI Agent on-chain payment infrastructure Bank of AI, creating a complete one-stop financial operating system exclusive to AI Agents. Its core work is to encapsulate the scattered underlying financial infrastructures of assets, identities, transactions, etc., in the blockchain world into system-level capabilities that AI Agents can understand, call, and combine. Currently, the AINFT AI Agent new infrastructure has completed deep integration with the two mainstream public chains, TRON and BNB Chain. This capability matrix consists of four core modules:

• Payment Module: Enabling AI Agents with "Automatic Payment" Capabilities

The first hurdle for AI Agents to truly participate in economic activities is "payment." The emergence of x402 has tailored a feasible payment solution for AI Agents. x402 is a lightweight, low-cost on-chain payment protocol designed for high-frequency, micro, automated payment scenarios for AI Agents. One of its core mechanisms is to package transactions and settle in batches, aggregating multiple micropayments into a single on-chain transaction, thereby reducing the cost of a single transaction to negligible levels.

Currently, the AINFT AI Agent new infrastructure has provided developers with the x402 SDK. With just a few lines of code, developers can integrate complete on-chain payment functionality for AI Agents without needing to understand smart contracts, manage private keys, or worry about underlying Gas logic. While being compatible with the two mainstream public chains, TRON and BNB Chain, AINFT also offers 0 Gas subsidies, allowing AI Agents to truly achieve payment freedom.

• Identity Module: Granting AI Agents a "On-Chain Identity"

After solving the payment dilemma of "how machines pay," the next issue to address is the "trust" problem of AI Agents. In the anonymous network of blockchain, how can we be sure that the AI Agent on the other side of the screen is trustworthy? AINFT's answer is: identity on-chain, code as proof.

Through the 8004 SDK, developers can register an on-chain digital identity for AI Agents with just a few lines of code, which is equivalent to issuing a "digital ID" to each Agent. This "ID" not only grants AI Agents the qualification to hold assets but also authentically records their capability certifications and historical credit. Every successful fulfillment and every timely settlement will be automatically recorded in this file, becoming the digital "professional certification" of the AI Agent, establishing the most fundamental trust foundation for AI Agents.

• Financial Operation Module: Allowing AI Agents to Access the On-Chain Financial World with One Click

AI Agents with payment capabilities and identity verification can now complete independent transactions and accumulate credit like independent economic entities. However, a complete economic entity not only needs to "spend money" but also needs to make funds flow. For example, investing idle assets into DeFi protocols for returns, dynamically adjusting allocations based on market changes, and flexibly allocating funds across multiple chains.

The on-chain financial operation module designed by AINFT for AI Agents was born for this purpose. This module includes two core components: the MCP protocol layer and the Skills library, which together form the "operating system" for AI Agents to access the on-chain financial world.

The MCP protocol layer is a unified interaction protocol defined by AINFT for AI Agents. It bridges the "language gap" between AI and blockchain, encapsulating complex on-chain operations (such as transaction construction, Gas estimation, contract invocation, state verification, etc.) into a set of standardized, AI-understandable high-level interfaces. In simple terms, MCP acts as a "universal blockchain translator" for AI Agents, allowing them to complete complex on-chain interactions by sending simple instructions without needing to understand the underlying differences between different protocols.

The Skills library is essentially a set of reusable, standardized capability modules for AI Agents, akin to a tailored on-chain operations manual for AI Agents, enabling rapid reuse of on-chain capabilities and further reducing development costs. The AINFT AI Agent new infrastructure has now built-in multiple high-frequency Skills covering core scenarios such as token trading, on-chain payments, and identity verification.

• OpenClaw Plugin Module: Making Any AI Agent "Plug-and-Play"

OpenClaw is one of the widely used frameworks in the field of AI Agent development. AINFT has created a native extension plugin, OpenClaw Extension, which allows any OpenClaw AI Agent to immediately gain complete on-chain financial capabilities upon integration, enabling it to independently complete complex operations such as payment transactions, on-chain identity verification, and DeFi protocol interactions without custom development. This layer provides AI Agents with the ability to achieve a closed-loop commercial landing.

The collaborative operation of the four modules allows AI Agents to automatically pay, accumulate credit, allocate assets, and even complete complex business collaborations with other AI Agents. When every AI Agent can freely trade, collaborate, and continuously evolve in the digital world like an independent economic entity, an intelligent economic network driven by AI Agents is quietly taking shape.

Ecological Collaboration: Why TRON is the Best Landing Point for the AI Agent Financial Network?

To build an AI Agent financial network, the advancement of the technical architecture is certainly important, but the success of the infrastructure often depends on the soil in which it is rooted. In the blockchain world, the depth of capital accumulation, the frequency of transactions, the breadth of user accumulation, and the level of operational costs together constitute the most solid survival foundation of a value network.

From this perspective, the value of TRON becomes clear. As the world's most active stablecoin circulation network, it carries the real pulse of crypto payments. According to TRONSCAN data, the scale of USDT circulating on the TRON chain has exceeded 85.4 billion, occupying half of the global stablecoin market. For human users, this may simply mean cheaper transfers. But for AI Agents, this constitutes the foundation of survival. AI Agent payments feature high frequency, small amounts, and 24/7 uninterrupted operation, and the TRON USDT payment infrastructure, with its low fees and extremely high throughput (TPS), naturally fits the micro-payment scenarios of AI Agents, sufficient to support the large-scale application of AI Agents in the financial field.

More importantly, TRON's USDT payments have been widely validated globally. According to the CoinDesk report "TRON Network Report Q3 2025," TRON occupies a staggering 65% of the global market share in the USDT retail transfer market for amounts below $1,000, maintaining the top position. This means that for every three small stablecoin transactions globally, two are completed on the TRON network. This payment infrastructure has already borne massive real demand, providing the most solid foundation for the large-scale landing of AI Agents.

The emergence of the AINFT AI Agent new infrastructure also finds a new outlet for TRON's vast liquidity. In the future, these funds will begin to circulate among a large number of AI Agents. Each AI Agent will be a potential high-frequency trading node. This will not only bring unprecedented on-chain activity to the TRON network but will also further solidify TRON's position as a global financial infrastructure, making it not only the "main artery" of stablecoin liquidity but also the "intelligent heart" driving the future operation of the AI Agent economy.

On this basis, the standardized financial protocols built by AINFT become the key link connecting TRON ecosystem funds with global intelligence. The synergy between TRON's existing ecosystem and AINFT will also produce profound chemical reactions.

On one hand, it can inject diverse liquidity into TRON's DeFi protocols. The TRON ecosystem has already accumulated mature DeFi infrastructure. For example, SUN.io, as the core decentralized trading and stablecoin exchange platform of the TRON ecosystem, has fully upgraded its smart routing system, allowing users to complete optimal path exchanges across multiple liquidity pools such as SunSwap V1/V2/V3, Curve, PSM, and HTX-SUN in a single transaction. In the lending sector, JustLend DAO has also maintained over $6 billion in locked assets, providing a healthy and stable lending rate range for the market.

Through the MCP Server and Skills plugin system, AI Agents can seamlessly access mainstream DeFi protocols such as SUN.io and JustLend DAO, automatically completing exchanges, staking, lending, and other operations to earn returns. This not only enables AI Agents to truly possess the capability of "wealth appreciation" but also significantly enhances the market depth and capital efficiency of the TRON ecosystem. When AI Agents flood in as high-frequency, rational trading nodes, the TRON DeFi ecosystem will also welcome strong activity and liquidity increments.

On the other hand, this collaboration fully activates the commercial value of AINFT, constructing a key capability closed loop of "intelligent decision-making + financial execution." This is mainly attributed to the deep interaction of two core architectures: the first is the AINFT large model aggregation platform as the "intelligent foundation," which aggregates mainstream large models globally, providing AI Agents with powerful cognitive, analytical, and decision-making computing power. The second is the AINFT AI Agent new infrastructure as the "commercial engine," which endows AI Agents within the ecosystem with complete on-chain financial capabilities and core interfaces. The aggregation platform is responsible for "strategizing," while the new infrastructure is responsible for "fund execution," and the collaboration between the two thoroughly bridges the last mile of transforming AI Agents from "technical capabilities" to "real money."

In summary, by modularizing automatic payments, identity verification, and financial operations, AINFT has greatly lowered the threshold for AI Agents to participate in the on-chain economy. With the gradual improvement of this new infrastructure, an intelligent economic network driven by AI Agents is accelerating its formation within the TRON ecosystem. This not only injects real and sustainable business increments into Web3 but also heralds the birth of a new intelligent agent economic order.