Daily Observation of Cryptocurrency Concept Stocks: Meta Tests "Metaverse Treasury," Fiserv Connects B2B Settlement Automatic Reporting

1. The Hidden Card of Tech Giants: Meta (NASDAQ: $META) Tests 1% Creator Treasury Conversion

Yesterday, an internal financial memo regarding Meta Platforms leaked on Wall Street. The memo revealed that Meta is testing the gradual conversion of about 1% of the redundant cash (approximately $600 million) in its "creator economy fund" into a mixed position of Bitcoin and Ethereum.

Meta's treasury logic is entirely different from that of mining companies: this is not merely an inflation defense but is aimed at building the underlying settlement engine for its Reality Labs. As Meta's VR hardware and virtual world ecosystem deeply integrate blockchain payments, Meta must reserve enough "native crypto fuel" on its balance sheet to meet the future massive cross-border settlement demands of creators on the blockchain. Yesterday's market sentiment suggested that this marks the long-silent Web2 giant's return to Web3 in the form of "asset incorporation."

2. Invisible Buying Engine: Fiserv (NYSE: $FI) Launches B2B Settlement "Automatic Withholding"

As one of the largest financial data and payment service providers globally, Fiserv announced an upgraded B2B settlement network for enterprise clients yesterday.

This network introduces a feature called "Treasury Yield-Split." Simply put, when two traditional companies settle millions of dollars in cross-border payments through the Fiserv network, the receiving party can choose to withhold 0.5% to 2% of the net settlement amount directly in Bitcoin, which is automatically deposited into a compliant corporate cold wallet.

This feature is highly impactful: it transforms the act of purchasing Bitcoin from a high-threshold event requiring "CFO board approval" into a "default checkbox option" in traditional supply chain settlements. The rise in Fiserv's stock price yesterday reflects capital's optimism about its ability to reshape inter-company settlement order.

3. Tokenization of Physical Assets: Avis Budget (NASDAQ: $CAR) Fleet Tokenization Experiment

Another unconventional treasury move came from car rental giant Avis Budget Group yesterday. The company announced the launch of a pilot for RWA (Real World Asset tokenization), which will put the revenue rights of part of its high-end new energy fleet on-chain.

Notably, Avis is not simply issuing tokens; it announced that part of the funds raised from this tokenization project will be directly converted into BTC and added to the corporate treasury. This model of "stripping the usage rights of physical assets -> obtaining liquidity -> solidifying as digital hard currency" provides a new treasury upgrade path for heavy asset enterprises.

Liquidity Deeply Sinking into the "Business Layer"

Based on yesterday's movements in crypto stocks, the market is accelerating its departure from the 1.0 era of "pure speculation on asset appreciation." Whether it is Meta's creator settlements, Fiserv's B2B payment splits, or Avis's physical asset securitization, all are leveraging crypto assets to solve specific business efficiency issues. The logic of companies holding crypto has officially shifted from "financial defense" to "business offense."

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Data Source: https://bbx.com/ Crypto Concept Stock Information Database, compiled based on yesterday's announcements from global listed companies and SEC/TSE disclosure documents.